Travel Insurance

We recommend that all our travelers purchase a travel insurance policy that includes coverage for Trip Cancellation or Interruption, Cancel for Any Reason, Medical Expense, Emergency Evacuation/Repatriation, and Baggage. Travel insurance can help protect you in the event of loss of non-refundable trip deposits and payments that result from cancellation or trip interruption (due to a covered reason such as injury or illness before or during the trip). It also helps with reimbursement for medical emergency costs (including very costly medical evacuation costs), missed connections, and baggage loss. Families traveling together can especially benefit from travel insurance, due to the high investment in the trip and the increased risk of one person’s illness resulting in the entire trip being canceled.

If you are interested in purchasing travel insurance, two options are Travelex Insurance Services or World Nomads. Travelex Insurance Services offers a wide range of travel protection plans with a variety of benefits and optional upgrades. World Nomads offers more economical policies providing coverage for covered reasons up to a maximum of $10,000 for travelers less than 70 years old but has no coverage for pre-existing conditions. You can also view the details of Travelex’s plans by visiting the Travelex website. You can view the details of World Nomad’s plans by visiting the World Nomads website. If you want to shop around to compare coverage and rates, InsureMyTrip.com is a good website for comparing prices from several reputable insurers.

Please Note: Insurance coverage varies by plan. Each plan has specific language related to what is a covered reason for any type of reimbursement and what is not. Vaya Adventures does not recommend any specific travel insurance plan as there are many available, and our general opinion is that they tend to be quite similar in what they cover. Whether a particular plan is the “best” plan for your needs is only clear in hindsight based on the specific circumstances. For specific details related to what may be covered and what may not be covered for any plan you may be considering, please speak directly with the insurance company. Once purchased, we always recommend speaking with the insurance company about your situation before any final decisions are made relating to trip cancellation, postponement, or other changes where you may be expecting some sort of reimbursement. This way you can make an informed decision on whether your specific policy provides coverage or not.

While many insurance policies can be purchased up until the trip start date, most policies have a deadline requirement to qualify for coverages such as trip cancellation or pre-existing health conditions. This deadline is generally between 14-21 days after your first payment was made. For Travelex, it is 15 days. You can contact any of the listed insurers directly for additional information.